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La Mesa, CA 91942

$495,000

3.13% USDAAssumable Loan

Estimated Monthly Savings

$1,613/mo

compared to a new 30-year loan at today's 7% rate

Equity Gap

$135,000

Remaining Balance

$360,000

Monthly Payment

$1,680

Equity Gap Calculator
Equity Gap$135,000
Second Loan Needed$135,000
Assumed Payment$1,680/mo
Est. Second Loan Payment$1,038/mo
Blended Payment$2,718/mo
New Loan at 7% (comparison)$3,293/mo
Estimated Monthly Savings$575/mo

Assumptions: 7% comparison baseline, 8.5% second loan rate, 30-year amortization.

This calculator is for informational and educational purposes only. It does not constitute a loan offer, pre-approval, or financial advice. Actual terms, rates, and eligibility will vary. Consult a qualified mortgage professional.

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Loan details are provided and attested to by the listing agent. All mortgage assumptions require lender approval as a standard part of the process. This calculator is for informational purposes only and does not constitute a loan offer or financial advice. Passage is not a lender, broker, or financial advisor.