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Carlsbad, CA 92008

$750,000

2.88% VAAssumable Loan

Estimated Monthly Savings

$2,680/mo

compared to a new 30-year loan at today's 7% rate

Equity Gap

$185,000

Remaining Balance

$565,000

Monthly Payment

$2,310

Equity Gap Calculator
Equity Gap$185,000
Second Loan Needed$185,000
Assumed Payment$2,310/mo
Est. Second Loan Payment$1,422/mo
Blended Payment$3,732/mo
New Loan at 7% (comparison)$4,990/mo
Estimated Monthly Savings$1,257/mo

Assumptions: 7% comparison baseline, 8.5% second loan rate, 30-year amortization.

This calculator is for informational and educational purposes only. It does not constitute a loan offer, pre-approval, or financial advice. Actual terms, rates, and eligibility will vary. Consult a qualified mortgage professional.

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Loan details are provided and attested to by the listing agent. All mortgage assumptions require lender approval as a standard part of the process. This calculator is for informational purposes only and does not constitute a loan offer or financial advice. Passage is not a lender, broker, or financial advisor.