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San Diego, CA 92103

$850,000 · Condo · 2 bed · 2 bath

4.50% USDAAssumable Loan

Estimated Monthly Savings

$1,060/mo

compared to a new 30-year loan at today's 7% rate

Down Payment

None

Remaining Balance

$875,000

Monthly Payment

$4,595

Equity Gap Calculator
Equity Gap$-25,000
Second Loan Needed$0
Assumed Payment$4,595/mo
Est. Second Loan Payment$0/mo
Blended Payment$4,595/mo
New Loan at 7% (comparison)$5,655/mo
Estimated Monthly Savings$1,060/mo

Assumptions: 7% comparison baseline, 8.5% second loan rate, 30-year amortization.

This calculator is for informational and educational purposes only. It does not constitute a loan offer, pre-approval, or financial advice. Actual terms, rates, and eligibility will vary. Consult a qualified mortgage professional.

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Loan details are provided and attested to by the listing agent. All mortgage assumptions require lender approval as a standard part of the process. This calculator is for informational purposes only and does not constitute a loan offer or financial advice. Passage is not a lender, broker, or financial advisor.

Assume a 4.50% USDA Loan in San Diego — Calculate Your Savings | Passage