passageView Full Listing →

San Diego, CA 92103

$750,000

4.00% FHAAssumable Loan

This Loan

$5,500

per month

vs

New Loan at 7%

$4,990

per month

Equity Gap

$300,000

Remaining Balance

$450,000

Monthly Payment

$5,500

Equity Gap Calculator
Equity Gap$300,000
Second Loan Needed$300,000
Assumed Payment$5,500/mo
Est. Second Loan Payment$2,307/mo
Blended Payment$7,807/mo
New Loan at 7% (comparison)$4,990/mo
Estimated Monthly Savings$-2,817/mo

Assumptions: 7% comparison baseline, 8.5% second loan rate, 30-year amortization.

This calculator is for informational and educational purposes only. It does not constitute a loan offer, pre-approval, or financial advice. Actual terms, rates, and eligibility will vary. Consult a qualified mortgage professional.

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Loan details are provided and attested to by the listing agent. All mortgage assumptions require lender approval as a standard part of the process. This calculator is for informational purposes only and does not constitute a loan offer or financial advice. Passage is not a lender, broker, or financial advisor.