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Pacific Beach, CA 92109

$850,000

3.50% FHAAssumable Loan

Estimated Monthly Savings

$2,835/mo

compared to a new 30-year loan at today's 7% rate

Equity Gap

$225,000

Remaining Balance

$625,000

Monthly Payment

$2,820

Equity Gap Calculator
Equity Gap$225,000
Second Loan Needed$225,000
Assumed Payment$2,820/mo
Est. Second Loan Payment$1,730/mo
Blended Payment$4,550/mo
New Loan at 7% (comparison)$5,655/mo
Estimated Monthly Savings$1,105/mo

Assumptions: 7% comparison baseline, 8.5% second loan rate, 30-year amortization.

This calculator is for informational and educational purposes only. It does not constitute a loan offer, pre-approval, or financial advice. Actual terms, rates, and eligibility will vary. Consult a qualified mortgage professional.

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Loan details are provided and attested to by the listing agent. All mortgage assumptions require lender approval as a standard part of the process. This calculator is for informational purposes only and does not constitute a loan offer or financial advice. Passage is not a lender, broker, or financial advisor.

Assume a 3.50% FHA Loan in Pacific Beach — Calculate Your Savings | Passage