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Escondido, CA 92025

$580,000 · House · 4 bed · 2 bath

3.00% USDAAssumable Loan

Estimated Monthly Savings

$1,899/mo

compared to a new 30-year loan at today's 7% rate

Equity Gap

$150,000

Remaining Balance

$430,000

Monthly Payment

$1,960

Equity Gap Calculator
Equity Gap$150,000
Second Loan Needed$150,000
Assumed Payment$1,960/mo
Est. Second Loan Payment$1,153/mo
Blended Payment$3,113/mo
New Loan at 7% (comparison)$3,859/mo
Estimated Monthly Savings$745/mo

Assumptions: 7% comparison baseline, 8.5% second loan rate, 30-year amortization.

This calculator is for informational and educational purposes only. It does not constitute a loan offer, pre-approval, or financial advice. Actual terms, rates, and eligibility will vary. Consult a qualified mortgage professional.

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Loan details are provided and attested to by the listing agent. All mortgage assumptions require lender approval as a standard part of the process. This calculator is for informational purposes only and does not constitute a loan offer or financial advice. Passage is not a lender, broker, or financial advisor.