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San Diego, CA 92103

$650,000 · Condo · 2 bed

3.00% FHAAssumable Loan

Estimated Monthly Savings

$2,324/mo

compared to a new 30-year loan at today's 7% rate

Equity Gap

$400,000

Remaining Balance

$250,000

Monthly Payment

$2,000

Equity Gap Calculator
Equity gap$400,000
Estimated Mortgage (With Assumption)$2,000/mo
Estimated Mortgage (Without Assumption)$4,324/mo
Estimated Monthly Savings$-751/mo

Assumptions: 7% market rate baseline, 30-year amortization.

This calculator is for informational and educational purposes only. It does not constitute a loan offer, pre-approval, or financial advice. Actual terms, rates, and eligibility will vary. Consult a qualified mortgage professional.

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Loan details are provided and attested to by the listing agent. All mortgage assumptions require lender approval as a standard part of the process. This calculator is for informational purposes only and does not constitute a loan offer or financial advice. Passage is not a lender, broker, or financial advisor.