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Hampton, GA 30228

$200,000 · Townhome · 3 bed · 2 bath

5.35% FHAAssumable Loan

This Loan

$1,700

per month

vs

New Loan at 7%

$1,331

per month

Equity Gap

$20,000

Remaining Balance

$180,000

Monthly Payment

$1,700

Equity Gap Calculator
Equity Gap$20,000
Second Loan Needed$20,000
Assumed Payment$1,700/mo
Est. Second Loan Payment$154/mo
Blended Payment$1,854/mo
New Loan at 7% (comparison)$1,331/mo
Estimated Monthly Savings$-523/mo

Assumptions: 7% comparison baseline, 8.5% second loan rate, 30-year amortization.

This calculator is for informational and educational purposes only. It does not constitute a loan offer, pre-approval, or financial advice. Actual terms, rates, and eligibility will vary. Consult a qualified mortgage professional.

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Loan details are provided and attested to by the listing agent. All mortgage assumptions require lender approval as a standard part of the process. This calculator is for informational purposes only and does not constitute a loan offer or financial advice. Passage is not a lender, broker, or financial advisor.