passage
1 Listing Available

Assumable Mortgage Homes in
National City, California

Skip today's 7%+ rates. Browse homes with low-rate FHA, VA, and USDA loans you can assume.

3.50%

Avg. Rate

$385,000

Avg. Price

1

Active Listings

FHA

Loan Types

1 listing in National City

National City, CA

Interest Rate

3.50%

FHA

National City, CA

$385,000

2 bd | 1.5 ba · House

Down Payment
Remaining Balance

What is an assumable mortgage?

An assumable mortgage lets you take over a seller's existing loan — including their interest rate, remaining balance, and terms. If the seller locked in a 2.5% rate in 2021, you inherit that rate instead of today's 7%+ rates.

FHA, VA, and USDA government-backed loans are all assumable. Passage connects you with listings in National City and across California where you can take advantage of these low rates.

Learn how assumable mortgages work →

Are you an agent in National City?

List your assumable mortgage for free and connect with qualified buyers.

List a HomeLearn More
Pilot