passage

Terms of Service

Last updated: February 2026

1. Acceptance of Terms

By accessing or using Passage, you agree to be bound by these Terms of Service. If you do not agree, do not use the service.

2. Description of Service

Passage is a listing marketplace that connects buyers with homes that have assumable mortgages. We do not originate, service, or guarantee any loans. We are not a lender, broker, or financial institution.

3. Not Financial or Legal Advice

All content on Passage is provided for informational purposes only. Nothing on this site constitutes financial, legal, or mortgage advice. You should consult with qualified professionals before making any financial decisions, including assuming a mortgage.

4. Listing Accuracy

Listings on Passage are submitted by third parties (agents, homeowners, or their representatives). We do not independently verify that listed loans are assumable, that the information provided is accurate, or that the terms will remain as stated. Buyers must confirm all loan details and assumability directly with the mortgage servicer before proceeding.

5. User Accounts

Users are responsible for maintaining the confidentiality of their account credentials and for the accuracy of all information they submit to the platform.

6. Prohibited Uses

You may not use Passage to:

  • Scrape, crawl, or extract data in an automated fashion
  • Submit false, misleading, or fraudulent listings
  • Send spam or unsolicited communications
  • Impersonate another person or entity
  • Violate any applicable laws or regulations

7. Limitation of Liability

Passage and its operators shall not be held liable for any financial loss, failed mortgage assumptions, inaccurate listing data, or any damages arising from the use of this service. Use of this platform is at your own risk.

8. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated date. Continued use of the service after changes are posted constitutes acceptance of the revised terms.

9. Contact

For questions about these terms, contact us at mfelixio.ai@gmail.com.