Assumable Mortgage Homes in
San Diego, California
Skip today's 7%+ rates. Browse homes with low-rate FHA, VA, and USDA loans you can assume.
3.36%
Avg. Rate
$674,833
Avg. Price
12
Active Listings
FHA, VA, USDA
Loan Types
12 listings in San Diego
Interest Rate
2.50%
San Diego, CA
$600,000
3 bd | 3 ba · House
Interest Rate
3.12%
San Diego, CA
$650,000
3 bd | 1.5 ba · Condo
Interest Rate
3.25%
San Diego, CA
$685,000
3 bd | 2 ba · House
Interest Rate
4.50%
San Diego, CA
$850,000
2 bd | 2 ba · Condo
Interest Rate
3.00%
San Diego, CA
$525,000
2 bd | 2 ba · Condo
What is an assumable mortgage?
An assumable mortgage lets you take over a seller's existing loan — including their interest rate, remaining balance, and terms. If the seller locked in a 2.5% rate in 2021, you inherit that rate instead of today's 7%+ rates.
FHA, VA, and USDA government-backed loans are all assumable. Passage connects you with listings in San Diego and across California where you can take advantage of these low rates.
Learn how assumable mortgages work →Are you an agent in San Diego?
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